When I started in the financial industry, life insurance was considered a bill. Now, it is an asset-- a very important addition to your financial portfolio.
I’ve watched what’s changed over the past decade. It’s a little-known fact that our Federal Reserve System along with Japan and the European Central Bank are controlling the world markets far more than you would think. With all those outside forces, why risk it?
Financial planning is about getting educated on what’s available. To do that, you need a reliable network of people who have done the work, and someone who knows how to translate the information into “plain English.”
For many years, I owned a financial education company and at one point was retained by Merritt college in Oakland, California, conducting seminars on subjects such as CDs, stocks, bonds, Reals Estate Investment Trust (REITs), long-term care, estate planning, and insurance. I taught people how to fund their 401(k)s and get out of debt.
Now, I want people to understand the value permanent cash-value life insurance can play in your overall portfolio. What is offered today, and how it can benefit them as well as any other financial product I’ve worked with.
The BEST I have found is called Index Universal Life (IUL) insurance. This is not your grandfather’s insurance—that was all about the death benefit.
Today’s IUL is a financial accumulator that is powerful, dependable, and safe with a proven track record of competitive returns.